Daily Entry: October 13th, 2019

Timeblock

Time (PDT) Plan Reality
0000 SLEEP
0030 SLEEP
0100 SLEEP
0130 SLEEP
0200 SLEEP
0230 SLEEP
0300 SLEEP
0330 SLEEP
0400 SLEEP
0430 SLEEP
0500 Morning routine Pagerduty
0530 Coffee and rumination Setup bypass for pagerduty on phone
0600 TV: YouTube
0630 TV: YouTube
0700 TV: Bob's Burgers
0730 Planning and Wake up wife TV: Bob's Burgers
0800 TV: Bob's Burgers
0830 Pomodoro: Tickler TV: Carmen Sandiego
0900 Pomodoro: Tickler TV: Carmen Sandiego
0930 Buffer Hanging out
1000 Reading: Hold Me Tight Thinking and TV: YouTube
1030 Reading: Hold Me Tight Thinking and TV: YouTube
1100 Grocery shopping walk
1130 Grocery shopping walk
1200 Grocery shopping walk
1230 Buffer
1300 NAP
1330 Buffer
1400 Cooking
1430 Cooking
1500 Buffer
1530 Pomodoro: Unassigned
1600 Pomodoro: Unassigned
1630 Pomodoro: Unassigned
1700 Pomodoro: Unassigned
1730 Buffer
1800 TV: Steven Universe
1830 Reading: Hold Me Tight
1900 Reading: Hold Me Tight
1930 Hanging out
2000 Hanging out
2030 Winding down
2100 SLEEP
2130 SLEEP
2200 SLEEP
2230 SLEEP
2300 SLEEP
2330 SLEEP

Thinking

Plugged a bunch of stuff into my YNAB setup yesterday.

This'll get me part of the "Your Money or Your Life" steps for free: my net-worth graph.

I'll still need a good income vs expenses graph (it's a table in YNAB).

Also updated a bunch of things, and took my current bulk of non-index-fund savings and future-budgeted it. I have the majority of December 2019 budgeted out. It used to be tied up in maintaining the minimum balance for Chase Saphire Checking, but I realized that was basically no interest on $15,000 versus 2 percent (which is like $25 a month). Definitely not worth the perks of the account. I have switched to the lower-tier account which has no fee as long as a direct deposit of at least $500 hits it per month (and my paycheck goes right into it).

This also means no more artificial juggling in my budget to get my chase minimum budget even with $15000. The goal now is to get my budget futured out 6 months. Then back to agressive index-fund saving. Though I'm maintaining maxing out 401K fund. And will initialize the next year with a savings rate that will properly spread that out between the 24 scheduled paychecks and 4 quarterly bonus checks.

Which actually will mean a larger paycheck when the time comes, because right now I'm putting more in per paycheck than I will when the new year comes ($918 vs $696). Though at first I'll be back to social security paycheck stuff (at some point during the year I max out my social security deposits and so it isn't taken from my paycheck).

I wonder when that stopped happening this year.

Oh, no, I'm wrong. Still having social security deducted from my paycheck.

Well, that does infact mean more money in my paycheck when the new year begins. Which will mean faster achievement of six months of buffer money, and then faster saving again.

I really should plug in this laptop.

Plugged in.

(I'm sitting on the couch and watching TV while doing this thinking.)

I've updated my Betterment and Vanguard funds to socially responsible investing (SRI). The 401K from Mixpanel can't be updated, so it's staying at its current setup. When I can roll that up to an IRA, I'll update it.

Let's switch over to some Tickler processing.

I have continued my no-twitter streak... which started around the time I started using cronometer? So, we're at 2 months. Don't miss it. I have used it, but not the same way. I google names sometimes and they often have a Twitter that I look at for a bit. No browsing old timesinks. Just fleeting curiousity during exploration.

My weight has stayed steady at 209.4 most of this week. Based on my calorie-in versus calorie out, I should be around a 1.4 pound deficit this week. Makes me doubt the accuracy of the calories burned?

Well, no. If I do the same calculation over the last 4 weeks, I would expect a loss of about 5.6 pounds. 4 weeks ago I was 213.8 at best, and now I'm 209.4 at worst (based on first-time weight of the general vicinity of the time). That's pretty close. Well within error. Weight-loss is a lagging metric. I'll see how I feel after another week.

Potentially, the climbing that I manually enter burns more calories than I give it credit for, and having not climbed in the pas two weeks, it may have led to overestimating calories burned. But that feels... unlikely. More likely is the lagging indicator. The weight graph definitely shows a steady weight between sudden dips, I feel.

Anyways, I got to go grocery shopping.

Got paged in transit. Taking advantage of the free wifi at the climb gym I go to.